Purchase of Land
Additional acreage or a unique property opportunity may come available at any time and often at short notice. We can move quickly to help you secure this and expand your business.
Our team have been helping businesses secure finance for decades. What makes us different is that you can talk to the person making the lending decision and someone from our team will always visit you.
Lending Services
Livestock Finance
Once you decide that you’d like to expand your livestock holdings, our facility can provide a flexible option that can be used repeatedly, allowing you to make judicious purchases or sales, depending on the market.
Recovery & Restructure
We understand the acute financial pressures farmers face and can help you cope with expected and unexpected demands. Being able to take control and plan rationally is vital - our facility can provide your window for this.
Renewable Energy
Renewable energy projects can be a great source of additional income and add real value to under-utilised land on your farm, or even turn waste products into revenue.
Diversification
Diversifying your enterprise can increase revenue and reduce risk. We understand this and the benefits it brings in the current market, as our team has direct experience of building new businesses.
Property
Are you making the most from your property? A loan from us could help you develop, renovate or repair property for capital appreciation and income generation.
Generational Transfers
Looking to transfer your farm to the next generation, possibly below market value, but wanting to keep some of your capital? One of our loans might help you achieve this.
Tenancy Right to Buy
If you’re a tenant farmer and have a right to buy your land, we may be able to help with a loan based on the open market value of your land, rather than the actual discounted purchase price.
Why we're different
- We are straightforward to deal with and experts in our field.
- We offer a no-nonsense approach and speak farming.
- We take responsible lending seriously and believe our loans should help you create value.
- You can talk directly to a lending decision maker.
- All our loan officers have practical experience of building a business.
- If we can’t help you, we will tell you quickly and honestly.
Lending Criteria
We are an independent direct lender to the agricultural sector, financed by private capital. We offer flexible secured finance solutions and have a highly experienced team covering the whole of Britain, with our lending team based in the Surrey/Kent borders.
Warning: foreach() argument must be of type array|object, string given in /home/u/k/ukaf/public_html/wp-content/themes/ukaf/page-home.php on line 77
How it works
You contact us
We send you a decision in principle for you to accept
We receive all information requested, including an independent valuation, and visit you on your farm
The loan completes and you receive funds
You build your business and repay or refinance our loan
““
The team at UK Agricultural Finance, demonstrated a real ability to understand both my business and personal needs. They were able to quickly translate that understanding into a loan arrangement which matched my requirements, and have acted professionally and supportively throughout the process. I look forward to continuing to work with them.
SS, Lincolnshire
News
Generational Transfers: How We Can Help You Prepare the Next Generation?
At UK Agricultural Finance, we offer tailored financial solutions that support sheep farmers in preparing for generational transfers, ensuring the continued success and growth of their farming legacy.
read more
From Farm to Fork: Farm Diversification Finance for Farm-Based Food & Drink Businesses
Farm-based food enterprises, such as farm shops, direct sales and farm-to-table restaurants, have seen significant growth in the UK. These ventures enable farmers to diversify their income by connecting directly with consumers, offering fresh, locally sourced products and creating unique dining experiences.
read more