In the case of recovery and restructuring finance, this is particularly true. Many of the borrowers we help in these situations have had long relationships with their high street banks, but despite this, they are put under huge pressure to refinance their loans when the goals of that bank change. 

The Royal Cornwall Show offers us a wonderful opportunity to celebrate our farming heritage. Britain’s unique landscape has encouraged us to develop some of the most diverse farming breeds in the world that have adapted to complement their environment and cope with grazing and weather conditions. 

At UK Agricultural Finance, we are seeing increased demand for recovery and restructure finance. This is across various farming sectors but is particularly prevalent in smaller family farms and traditional hill farming operations. 

Although you may think of agricultural lending as relating to farmers, it often also includes country estates. One such case involved providing restructuring finance to a family-owned estate.

You might assume that agricultural property loans are only relevant to farmers, but there is lots of agricultural land in the UK that is owned and used by those outside of the traditional farming fraternity. One of the biggest sectors we support outside of farming is equestrian properties.