Looking to the future is an important part of running an agricultural business. Many farms have been in the same family for many generations, with important skills being passed down and improved over the course of the years.

If you’re keen to transfer your farm to the next generation but wish to keep some of your capital, one of our loans could be the ideal solution.

While conventional lenders won’t supply a loan if you sell to a family member, UK Agricultural Finance can lend against the open market value of your land. Our loans for the generational transfers of farms range from £100,000 to £5,000,000 with a loan to value limit of 65%.

This enables you to receive cash and allow the next generation to have ownership of the land, before you apply to a conventional lender, therefore circumventing the problem.

Generational transfers are just one of the ways our loans can be used.

According to Farming UK, farming profits have reportedly dropped to the lowest level since 2007. This has been partly down to Covid but also due to bad weather and issues with Brexit. However, there are many new ways for farmers to make a profit: for example, investing in renewable energy can be highly profitable.

Whatever you might be planning for your farm, UK Agricultural Finance always loves to hear from entrepreneurial farmers. We’re keen to connect with those who have a clear business plan and vision for the future.

Whatever reason you need a loan for your farming business, simply get in touch for more information.